The Difference Between SSDI And SSI

Researching the government benefits available to you can quickly become a tangled mess. It is wise to seek the counsel of an experienced lawyer who can explain your benefits and the process required to begin receiving them.

One of the first questions we hear at Haydon & McNamara, PSC, is what is the difference between Social Security Disability (SSDI or SSD) and Supplemental Security Income (SSI)? They are both government programs and there is a certain degree of overlap that can quickly become confusing.

  • SSDI is a government program that is funded through taxes. Eligibility is determined by many factors, including the injury, how long the individual has worked and whether contributions were made to the Social Security fund. Under certain circumstances, a spouse or dependent children might be eligible to receive auxiliary benefits.
  • SSI is strictly based on income needs and whether a person is disabled. This government program has nothing to do with an individual's work history, but is based solely on income and assets, and disability. Many disabled individuals who are eligible for SSI also qualify for other government assistance programs such as food stamps.

With further questions regarding SSDI versus SSI in Kentucky, we encourage you to schedule a consultation with a lawyer at our firm. We have extensive experience guiding clients through the process of applying for and appealing benefits.

Contact Haydon & McNamara, PSC

For the convenience of our Kentucky clients, Haydon & McNamara, PSC, maintains offices in Bardstown, Elizabethtown , Danville and Campbellsville. Email the firm or call us to schedule a free consultation.