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Bardstown Kentucky Workers' Compensation Law Blog

How to prove your disability

Being defined as suffering from a disability is a very broad term. It can mean that you are either physically or mentally impaired to the point that you are unable to carry out some essential daily activities. If you are struggling to work because of your disability, it is likely that you will want to make a claim for Supplemental Security Income (SSI). However, in order to do this successfully, you will have to be able to prove your disability.

The Social Security Administration (SSA) keeps a full list of recognized disabilities that are regarded as being eligible for SSI benefits. These include senses and speech issues, heart and cardiovascular conditions, immune disorders, blood disorders and musculoskeletal problems.

What is a permanent and stationary report?

You were injured on the job. At first, you hoped to make a full recovery, but, as time goes by, it becomes clear that it's not going to happen. Your body isn't fully healing and you still have serious physical challenges.

A permanent and stationary report, typically called a P&S report, is written out by your primary treating physician. It is typically created at the point when your condition has stabilized. You're not going to decline, in your doctor's opinion, but you may not ever get better. You have achieved maximal medical improvement, known as MMI, even though you're not back to the level of health you enjoyed before the injury.

Conveyor accident claims worker's life, injures another

Just a couple of days after Christmas, a 52-year-old Louisville Metro Public Works (LMPW) employee lost his life in a workplace accident. Another Public Works employee was injured in the incident; however, he is expected to recover.

The accident happened at the Louisville Metro Public Works Road Maintenance Division West District on Dec. 27, at about 11:25 a.m. The man was working with two others. They were loading salt onto a conveyor, which would carry it to a dome. He got caught in the machinery.

The appeals process for Supplemental Security Income

It can be very disappointing and disheartening to have your Supplemental Security Income (SSI) claim denied.

If you have had your SSI claim denied, however, it is important not to be discouraged. Many people have their application denied on their first attempt, often because they have entered some information incorrectly or have not been assessed accurately.

Your employer's end of the workers' compensation program

In Kentucky and beyond, most employers are obligated to purchase insurance to provide benefits to workers injured on the job to help them offset medical bills, replace lost wages and cover other expenses associated with their conditions. Whether you work in a field that most people consider inherently dangerous or spend the majority of your time at work behind an office desk, if you happen to suffer injury while carrying out your daily duties, you can file a workers' compensation claim.

As you navigate the workers' comp system, you may want to consider the various responsibilities your employer has in order to assist you and ensure that the appropriate parties process your claim as swiftly as possible.

How workers’ compensation applies to disability

When employees are injured at work and become disabled as a result, it can be devastating because it means that they probably can no longer earn an income in the way that they used to, through no fault of their own. In most cases however, injured employees are able to receive workers' compensation that can help them financially through the difficult journey that they are faced with.

The workers' compensation guidelines in Kentucky distinguish between three different types of disability, and this affects the amount of compensation that the person is entitled to. The three different types of disability are temporary total, permanent total and permanent partial.

Your options when suffering a neck injury at work

It is possible to attain a neck injury in a number of ways, but even a seemingly minor injury to the neck can be quite serious, so it is important to never ignore it. Certain types of neck injuries, if left untreated, can lead to the body becoming paralyzed.

If you have a job that requires physical activity such as lifting objects or being exposed to certain risks, such as working on a construction site or in a mine, you are more likely to be involved in an accident that can injure your neck. You may have been struck by an object on a construction site or fallen due to hazardous conditions, through no fault of your own.

Work incentives and Supplemental Security Income

Having a disability or a long-term illness can severely affect your independence and your quality of life. Having an independent life is something that the government wants to help all citizens work towards, if it is possible in their futures. However, those who are receiving Supplemental Security Income (SSI) may fear that getting a part-time job will put their SSI benefits in jeopardy. This is why SSI has introduced work incentives in order to minimize a job seeker's risk of losing his or her benefits if he or she does attain part-time work.

What are some of these incentive programs and how do they work?

What to do about toxic exposure in the workplace

Many workers in the United States have to be present in environments that may be at risk for toxins and hazardous chemicals. These hazards can present themselves almost everywhere, however they are most likely to occur at nuclear plants, factories, or construction sites. If you as a worker have a cause for concern about toxins being present or have a belief that the dangers are being improperly managed, you have the right and the responsibility to take action.

Assessing the situation

Why you should work to understand workers' compensation

As a Kentucky worker, you would be prudent to know your rights regarding compensation in the event that you suffer an injury in a workplace accident. Injured workers have the right to compensation through their employer's workers' compensation insurance, yet unfortunately, these benefits are not always easy to get.

It is useful to be cognizant of your rights, even if you do not need to file a claim at this time. When you know your rights, you can better protect them. This will also prepare you in case you ever find yourself hurt because of an occupational illness, repetitive stress injury or injury that happened in a workplace accident.


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